Payments and Zero Percent Loan Information

Starting a new career is a big step, and we’re here to make it as smooth as possible. The Merit America Guarantee and the ability to defer the loan payments until you’re earning at least $40,000 a year make Merit America risk-free. We also know taking out a loan is a big step. Rest assured that you have 5 weeks to cancel with no penalty.

For $5,700, you can enroll in our IT Support, Data Analytics, UX Design, Project Management, or Cybersecurity programs. Whether you choose to pay upfront, take advantage of Ascent’s Zero Percent Loan, or secure employer sponsorship, the price remains the same.

Flexible options to cover your program costs:

1. $0 Down with a Zero Percent Loan from Ascent:
   Ascent Funding offers a Zero Percent Loan that you can use to pay for Merit America. You can learn more about the $0 Down With a Zero Percent Loan from Ascent at Ascent Funding.

2. Sponsorship:
   Some employers or organizations may partially or fully cover the program costs for eligible learners. Any remaining amount can be covered with self-pay or a Zero Percent Loan. Reach out to your employer to see if they can sponsor your program costs.

3. Pay in Full Up Front:
   If you prefer to pay the entire program cost upfront, please send an email to success-sharing@meritamerica.org requesting to pay in full.

4. Opportunity For All:
   If you apply for an Ascent Zero Percent Loan and do not qualify, are not sponsored by your employer, and cannot pay in full upfront, you can apply for the Opportunity for All Program, which will cover 100% of the cost for Merit America.